Dealing with insurance companies after an accident can be a daunting task. It can be especially difficult if you’re dealing with injuries at the same time. Luckily, an accident lawyer can help take the burden off your shoulders.
Accident lawyers have the knowledge and experience needed to navigate the legal system. They can handle the insurance provider on your behalf as you focus on getting better. These lawyers can help you get a fair settlement for your losses. You can learn more here about settlements after an accident.
Read on to understand how accident lawyers can assist you in dealing with insurance companies.
Communicating with Insurance Adjusters on Your Behalf
After an accident, insurance adjusters will often contact you to discuss your claim. However, the interaction can be difficult, especially if you’re still recovering. Accident lawyers can take on the role of communicating with adjusters for you.
By handling communications, a lawyer can help you avoid saying things that can harm your case. They can also ensure that the insurer doesn’t take advantage of you.
Filing a claim with an insurance company may involve a lot of paperwork. Dealing with paperwork can be overwhelming. Accident lawyers can help you with paperwork. They can ensure that you complete all the necessary documents.
Making mistakes in the paperwork may harm your accident claim. Accident attorneys can review the paperwork to ensure that everything is accurate.
Assessing the Value of Your Claim
Insurance companies aim to make a profit. Hence, they may try to devalue your claim to cut down on costs and boost their bottom line. Accident lawyers can evaluate your case to determine its value. Doing so will allow them to identify lowball offers from the insurer.
The damages you can recover after your accident help determine the value of your claim. Some of the common damages in an accident case include:
- Medical costs
- Pain and suffering
- Lost income
- Reduced quality of life
Investigating the Accident and Gathering Evidence
After an accident, gathering as much evidence as possible to support your claim is vital. There are different types of evidence. They include witness statements, photographs, videos, and medical records.
Evidence can help you build a solid case that helps you to recover full compensation. Accident lawyers can investigate your accident and gather evidence to strengthen your case.
Reviewing Insurance Policies
It’s essential to understand the terms of your policy and what coverage is available. However, insurance policies can be complex and challenging to understand.
Accident lawyers can review your insurance policy. They can then explain the terms and coverage to you. Hence, you will be able to understand what you’re entitled to. You will also be able to make informed decisions when dealing with the insurance company.
Negotiating Fair Compensation
An accident lawyer can send a demand letter to the insurer. It outlines the compensation you’re requesting. If the insurer rejects the demand, they will send a counteroffer. Then, negotiations may begin.
Accident lawyers can negotiate with the insurer for you. They have the necessary skills to negotiate a fair settlement.
Representing You in Court
In some cases, filing a suit against an insurer may be necessary to receive fair compensation. When you file a lawsuit, the court decides the accident case.
Accident lawyers can represent you in court. They can present a solid case by including compelling evidence. Attorneys can also help you understand the court process and what to expect.
Advising on Deadlines
There is a deadline, called the statute of limitations, for filing a lawsuit after an accident. You have to file a suit within the limitations period. Failing to do so will result in the court throwing out your accident case.
Accident lawyers can advise you on deadlines associated with your case. They can also do everything on time, so your suit isn’t denied.
The Bottom Line
Dealing with insurance providers after an accident can be quite stressful. However, with an accident lawyer on your side, you can rest easy. A lawyer can take on legal tasks and assist you in dealing with the insurance company.