A personal injury can have a humongous impact on the victim as well as their loved ones. Whether it happens at the workplace, in a car crash, or as a result of a faulty consumer product, there’s a big chance the at-fault/negligent party was insured– meaning you may have to battle with their insurance company for compensation.
But insurance companies are businesses like any other, meaning they’ll try as much as possible to minimize payouts where possible.
Whether you’re the victim or the person who’s to “blame” for the said injuries, a good lawyer can provide great value when dealing with otherwise escapist insurers. Read on to learn how!
The Torments of Personal Injury
Being a victim of a personal injury can be quite tormenting. Besides dealing with insurance companies and the paperwork involved, there are medical bills to pay, and pain to deal with –not to mention the economic and psychological impact it might have on those involved. Not so many people can in their strengths handle personal injury claim cases alone.
The intricacies and processes involved can, to an injured victim, cause one to despair before the process even begins. This makes it crucial to hire an attorney who’ll ensure that your case is handled professionally so you get a befitting settlement to compensate for your hurt.
Cases In Which An Attorney Can Help You Against Bad Faith Insurers
If You’ve Been Involved in a Slip-And-Fall Accident
Most if not all slip and fall cases are considered premises liability cases. In many states, these cases usually require that the victim proves negligence, and negotiates with the defendant or their insurer for settlement to avoid going to trial.
If you are a victim of a personal injury or are facing such a claim in Arizona state, then it makes sense to look up a Phoenix injury attorney with experience and a good track record of winning these cases. They can help pave the road to an amicable resolution, even with the complexities involved between you and insurance companies.
Car Crashes
Car accidents are downright devastating and sometimes horrifying experiences. Getting injured in one can put a colossal amount of stress not only on your physical and emotional well-being but also on your finances.
Not to demonize insurers, but the sad fact is that some car insurance companies may play delay tactics when it comes to compensating for vehicular damages, medical injuries, and even lost lives. That’s where seasoned attorneys come into play.
Product Liability Cases
Did you know there are laws that protect consumers from exposure to counterfeit goods? Yes, these laws help bring some sanity into the market, preventing it from getting perforated with substandard products.
But despite strict government standards, there are still faulty products finding their way into consumers’ hands. Thankfully, legal professionals who specialize in these laws can help if you get injured by a defective or faulty product.
Medical Malpractice
When sick or injured, the best option is to visit a doctor. There are times, however, when a healthcare provider might be negligent in their duties and fail to provide you with much-needed relief. They might in their corrupt wisdom offer you solutions that could end up hurting you.
Thankfully, the law can also hold practicing medics into account for any harm caused to the patient as a result of prescription errors, birth injuries, and misdiagnosis, just to name a few. This means that you should be compensated for injuries caused, stress, or any monetary strains that could arise from the same. In this case, your attorney could help you sue the at-fault practitioner or their provider for errors & omissions insurance.
So, How Can a Lawyer Help You Handle Insurance Companies?
1. They Collect, Review, and Handle the Facts Surrounding Your Case
A personal injury attorney will not only help in representing you in a court of law but they’ll come in handy to collect, review, and present the facts surrounding your case to the involved insurers. These are important steps in personal injury cases as they could help maximize the compensation amount.
2. Identifying the At-Fault Parties
Determining fault in personal injury cases might oftentimes prove to be an impossible venture. A thorough investigation, discovering the at-fault party/ies, and making the liability determination is a lengthy process and one that requires time and expertise.
An experienced personal injury attorney will have what it takes to make a sensible deduction from the evidence provided and from it, make a case that could help land you on a determination that maximizes your compensation. Among methods that are used to prove fault include:
- A description of the details of the accident
- Date, time, and the weather issues surrounding the scene of the accident
- Establishing intentional conduct
- Proving negligence per se
- Photographic evidence
It will be imperative for your personal injury attorney to bring some other matters into the limelight when presenting your case. Among them include past and future income losses, damage to properties, emotional distress, pain, and suffering. This is not to mention burial and funeral expenses incurred when a loved one dies as a result of a personal injury claim.
3. Personal Injury Attorneys Are Objective
Hiring a professional personal injury attorney means that you have a team of lawyers who will remain objective in your case. They’ll also help offer extensive knowledge and counsel in the areas that might seem tricky in your case and this will be a plus in helping you understand the issues revolving around your case.
4. Negotiating For the Best Offer
Finally, dealing with insurance adjusters can often overwhelm an uneducated party. It’s in the best interests of an insurance company to convince a victim that their insurance claim is worth less than an agreeable amount.
Experienced personal injury attorneys have some of the best negotiating skills up their sleeves when dealing with insurance companies. On your behalf, they’ll fight for the best settlement amount and if this doesn’t happen, then they’ll have what it takes to take your case to trial.
If you are in the dark about the various ways you can improve your chances for better compensation, then you need to link up with an experienced and qualified personal injury attorney. Handling insurance company claims is often a task left for the brave-hearted. The best part is that most personal injury attorneys work on a contingency fee basis, meaning that you’ll not have to pay an upfront fee. So, go ahead and try one today to your benefit.
