Sometimes it’s easy to know when a scammer has called. But with so many different frauds and so many various ways to scam innocent people, it’s important to have a plan of action in place to avoid the potential dangers of falling into their traps.
No one wants to have to consider it, but unfortunately, it’s a real threat these days. Below are the main things to look out for when it comes to spotting a phone scam and thinking to yourself, “who called me?”.
They’re asking for your personal information
The biggest indicator of a scam caller is if they’re asking you to give them a lot of personal and sensitive information. For example, no legitimate business is going to insist that you provide them with your bank PIN number. There’s never a reason for a company to need that information from you, whether it’s over the phone or anywhere else.
However, a reputable business may send you a link that takes you to a secure web page to do something like changing your online passwords safely. But you should be extremely wary of anyone who asks for bank details and other sensitive information unless it’s from a legitimate source that you trust.
If you’re still unsure, consider how quickly you were asked to part with your vital information. Did it seem rushed and immediate? What reason do they have for needing to use it?
They’re using fear tactics to make you give up your details
If a scammer isn’t getting the information they need out of you, they’ll quickly resort to scare tactics in the hopes of making you fearful enough to hand over the things they need. These threats can be anything from your entire bank account being canceled to you potentially losing your home or having your water and power shut off.
While it’s never easy to hear these kinds of threats, it’s important to remember that if they can’t provide you with proof or confirmation about the business they represent then it’s a blatant lie and not to be taken seriously. Just remember that these are key indicators of a scammer and that it’s a desperate tactic to try and get your sensitive information in order to scam you. Nothing more.
They’re not answering your own questions
If they’re still insisting on having your details and trying to scare you into handing them over, try asking a few more questions yourself and see where it leads. When call recipients ask to speak to a manager or refuse to provide any information without proof of where they’re calling from, any legitimate business will immediately provide you with a supervisor to talk to or some form of proof.
If they keep changing the subject or become irritable after several attempts to ask for proof, they aren’t to be trusted. This final test is pretty much the final nail in the coffin and confirms that they’re far from reputable and trustworthy. After that, it’s best to block the number entirely, report it, or just terminate the call.